In Rally Cross, players navigate through six diverse courses, each featuring unique terrains such as snow, mud, and gravel, which challenge their driving skills. The game includes 20 different rally vehicles, each with distinct attributes like traction, speed, and handling, allowing for varied racing experiences.

The storyline of Rally Cross revolves around competitive rally racing, where players can race in a season or participate in tournaments, facing off against AI opponents or friends.

Rally Cross stands out with its quad split-screen feature, enabling up to four players to race simultaneously, enhancing the competitive aspect of the game. Additionally, the game incorporates realistic damage mechanics, where collisions affect vehicle performance, adding depth to the racing experience.